Policy Analysis & Premium Recovery at No Cost


NRS will analyze your expired policies for overcharges emanating from the following:


■  Experience Modification Calculation Errors

■  Earned Premium Audit Charges
Including but not limited to Second Injury Fund Charges, Discounts, Deviations, and Scheduled Credits.

■  Claim Reserve and File Analysis
Including mandated statutory credits and reserve calculations.

■  Retrospective Rated Programs
Cost-benefit analysis of the original charges and subsequent adjustments.

■  Self-Insured Large Deductible Plan Reviews
Check State Filings Against Contracts and Annual Adjustments, Claims Fee Charges, Excess Insurance Charges, Taxes, Letter of Credit Review.

■  TPA Claim File Review
Third Party Administ rator charges are carefully reviewed against the actual work product to determine level and value of the services.


NRS/CompAudit Services© has established and is committed to the accessibility of tools and organizational information to enable their representatives to exercise risk management and the financial benefits to be derived by all involved participants. The data gathering, fact-finding and informational management of each insured produces the most cost-effective and efficient mode of handling risk and inevitable loss costs; the reason why any individual or entity would pay premiums, fees or depository accounts.

Insureds and their representative agents, brokers and risk managers attempt to come to terms with expensive contractual policy and program arrangements. The costs associated with these required costs, terms and conditions may be and are often monitored with adequate efficiency to protect the subject entity at a fair cost. There are however, entities that do not have adequate protection and pay inappropriate sums of money for that inadequate protection, thereby exposing the entity while encumbering it with diminished net profits.

By incorporating practical technology with advanced Workers’ Compensation underwriting technique, NRS is devoted to the creation of the lowest cost, highest value production of the Virtual Risk Manager, State of the Art. Providing this service accessible to insureds and their brokers and agents and consultants, will effect workers’ compensation cost drivers and lower the WC premium expense; past, present and future.